Perfecting Your Keynote Presentation

As a keynote speaker it is very crucial that you must smooth out the bumps of your presentation. One of the best way to tell if your presentation was successful is to pass out evaluation forms for your audience to rate you on how you did. Another thing you can do is to ask some of your audience members if they truly understood or absorbed the techniques and ideas that you taught them. The success of your presentation greatly depends on the feedback of the audience. A positive feedback from the audience would be that they will greatly anticipate the next part of your presentation while a negative feedback will cause some audience members to get easily bored or to walk out of the room. Here are a few ways that you can perfect your presentation.

Doing Heaps Of Research- If you wish to have a flawless presentation then do research about your clients company or about the topic they have provided beforehand. This is very important if you wish to relay to your audience several techniques and ideas about how to change their life and work strategies. To ensure that you cite the proper examples and present the right techniques to your audience then do some research and look into how to motivate these individuals into moving forward and implementing these new ideas and techniques into their daily rituals.

Preparing Your Presentation Beforehand- As the keynote speaker must always prepare your presentation a week or more before the actual date of the event. This is to ensure that you can fully review everything that you’ve prepared and thus you can make the necessary corrections before delivering it. You can also practice delivering your message so that you can memorize it by heart and present it with ease. Always remember to always be prepared and expect to make a couple of changes while presenting to flex your piece so that it will fit with your audience.

Getting To Know Your Audience- Observe your audience and see how they react to certain examples or topics that you present. You can immediately know if a person is interested or if a person is stubborn enough to listen to you by looking at their facial expressions. If their reaction to some topics or perhaps example shows concern and interest then you’re on the right track. You’ve hooked the crowd into understanding what you want them to understand. But if you can see their expressions has mixed feelings, boredom, or yawns then there is something wrong with your presentation. The audience is getting bored and is getting confused as to what to believe and what you are talking about.

Inserting Humor And Seat Exercises- Remember that when delivering your presentation, always insert a joke or two to let your audience know that your also know how to have fun. Just little jokes about how their bosses or about an employee that should get fired. Keep in mind to avoid racial and ethnic slurs that may offend some members of your audience.

Debt Negotiation – Secrets to Successful Bargaining With Credit Card Companies

Credit card companies will voluntarily reduce your debt balances – if you present the right offer at the right time. Before you make that first offer, however, you need to understand the factors that motivate delinquent debt supervisors at the credit card companies.

In my law office, we often counsel potential bankruptcy clients to hold off on filing for Chapter 7 bankruptcy or Chapter 13 bill consolidation, and to try to negotiate lower balances and to avoid bankruptcy. Here are some of the techniques and strategies we have learned over the years.

First, you need to realize that to the credit card company, you are a number – an entry on a spreadsheet. Although you may be stressed out because of your credit card balance, no one at the credit card company’s collection office knows who you are or cares about your financial hardship.

The bill collectors employed by the credit card company are trained to use psychology to scare you and intimidate you into paying. Interestingly, the most powerful consumer protection law – the Fair Debt Collection Procedures Act – applies primarily to outside collection agencies, not to in-house bill collectors. This means that in-house bill collectors can use much more aggressive techniques to squeeze you for payment.

Therefore, the first rule for negotiation is to recognize the intimidation psychology and to ignore it. Remember, you have something they want – money – and if they want your money voluntarily, they will have to work with you.

Second, recognize that credit card company collection practices are driven by business models. Mathematical analysis shows that slightly overdue debt is likely to be paid, whereas the older your unpaid account becomes, the less likely that the credit card company will see payment.

As a practical matter, this means that the credit card company will not negotiate with you at all until your unpaid balance is at least three months old. Once a debt falls into the 90 day past due column, the collection percentages go way down. This is generally the ideal time to start your negotiations.

If you let your account go much longer than 90 days unpaid, you run the risk that the credit card lender will turn it over to an outside collection company or send it to a lawyer for lawsuit. These options may or may not impact your negotiation strategies, but they add complications and unknown elements. You can always start new negotiations with one of these new account owners later – at the outset it is best to negotiate with the actual credit card company.

A collateral technique that we have used with some success is to send small payments every 6 weeks or so. The purpose of making these payments is to permit your account to age even more, while keeping it in house. Not every credit card company will hold off on transferring the account but some will.

When you approach the credit card company to negotiate a settlement, your best chance for success will be to have a lump sum equal to about half the balance available. Very few credit card companies will accept payment terms in negotiated settlement. At our law firm, we generally advise against raiding a retirement plan to come up with the lump sum since retirement money is usually considered an “exempt” asset in a bankruptcy and not reachable by any creditors.

If you don’t have the full lump sum, you may be able to work a deal where you break up your payment into two smaller lump sum payments – one paid now and the second in three months.

So, as you start the negotiation process, you will most likely have success when:

1) you step back from any emotional issues you may have with the outstanding balance

2) you treat the negotiation as a straight financial transaction – blame or guilt is not part of the equation

3) the best timing for your negotiation is when your account is at least three months past due, but not yet turned over to a lawyer or outside collection agency

4) you have access to a lump sum equal to about half of the outstanding balance

Christmas Presents for Girls – Princesses Deserve the Best!

Girls are so much fun to shop for. So many dolls, pretend cookware, stuffed animals, dress-up outfits, and on and on and on.

There are so many choices of Christmas presents for girls, that it can sometimes be overwhelming trying to choose the right ones. One standard that we know is true when comes to our little girls is that princesses deserve the very best.

In light of this fact, and with the market bombarding you with so many different options, how do you choose?

Or how do you know what the best Christmas presents for your little girl are? Great questions. The one thing you are sure about is that you want her to have presents that will make her feel like the princess she truly are.

You are in the right place, because the purpose of this article is to provide you options that meet your standard.

Below are a few suggestions of presents topping the charts for girls this Christmas.

How About a Doll House?

Great choices in this category include a Melissa & Doug Classic Heirloom Victorian Doll House or a Barbie Glam Vacation House.

Of course, royal subjects have to have a fitting place to live, so the Disney Princess Total Fairy Tale Castle may be more appropriate

Is Your Princess Active?

A great suggestion for active princesses is the Mini Kick Scooter. It comes in pink, and it has low ground clearance to help keep kids from falling.

Do You Have A Brainy Princess?

If so, you should look into a Vtech Innotab Learning tablet. It is loaded with fun, educational games.

The LeapPad Learning tablet is another similar option that has over 100 educational games, ebooks and apps.

Is Your Princess Older?

How about an Amazon Kindle Fire? It truly is the hottest new item released this holiday season.

The iPhone 4S is another hot seller that she is sure to be happy with. It has been updated with the newest technology for the camera and video camera, and comes with top-of-the-line voice recognition software.

Every Little Princess Loves Dolls

There are several dolls that will make your princess happy, but the Barbie Fashionistas line is among the hottest on the market right now. They articulate at every major joint, so Barbie can actually sit now. She can also strike over 100 poses.

And naturally princesses associate with other princesses so the Disney princess line will be another great option to consider.

There are several in the line up including the popular Ariel, Tiana, Sleeping Beauty, and the classic Cinderella.

Baby Annabell is a great choice if your daughter enjoys pretending to be a little mommy; she acts just like a real baby.

These suggestions of Christmas presents for girls should help you make some great choices for your princess, no matter what her age is.